Key Game
KEY GAME
Ian Ratliff
#37 | Punter@
KEY GAME
Billy Gowers
#19 | Punter| Player | |
|---|---|
| Ian Ratliff | None-None |
| Billy Gowers | None-None |
None-None
W-L
None-None
AI Model Win Probability
NORTH TEXAS
6%
INDIANA
94%
NORTH TEXAS
--
INDIANA
--
AI Model Projected Total
AI Projection
66.5
Projected
Book Total
56.0
Over / Under Line
▲
Edge: +10.5 (Over)
Over 56.0
73%
Under 56.0
27%
AI Model Spread Expectation
AI Spread Proj
+29.5
NORTH TEXAS
Book Spread
+40.5
Book Line
▲ Edge: +11.0 points (North Texas)
Spread Distribution
AI Model
+42+28+140-14-28-42
Distribution centered around UNT +29.5 expected margin.
Margin of Victory (UNT)
UNT By 1-6 points
1.1%
UNT By 7-13 points
0.4%
IU By 1-6 points
3.1%
IU By 7-13 points
7.6%
AI Model Projected Score
North Texas
18.5
NORTH TEXAS
Book Implied: 7.80
Indiana
48
INDIANA
Book Implied: 48.20
Simulated Score
North Texas
32
NORTH TEXAS
Book Implied: 7.80
Indiana
34
INDIANA
Book Implied: 48.20
Projections Grades
Moneyline (ML)
Agreement
AI
Indiana
Win
94% Win Prob
B
Sim
Indiana
Win
57% Win Prob
D
Point Spread (ATS)
Agreement
👑 Top Selection
AI
North Texas (+40.5)
Win
Proj Spread: +29.5
B
Sim
North Texas (+40.5)
Win
Proj Spread: +2.0
A
Over/Under (Total)
Agreement
👑 Top Selection
AI
o56.0
Win
Proj Total: 66.5
A
Sim
o56.0
Win
Proj Total: 66.0
A
Head-to-Head History
Date
Game
Score
Sep 5, 2026
UNT @ IU
16 - 52
Oct 4, 2014
UNT @ IU
24 - 49
Key Model Drivers
Third Down Efficiency (L5)
+8.0% more
Indiana: 0.5
vs
North Texas: 0.4
Turnovers (L5)
+91.4% more
North Texas: 2.2
vs
Indiana: 0.2
Total Yards (L5)
+23.6% more
North Texas: 553.7
vs
Indiana: 423.0
First Downs (L5)
+21.5% more
North Texas: 26.1
vs
Indiana: 20.5
Post-Mortem Analysis
Metric
Projected
Actual
Score Game
UNT Score
18.5
16
IU Score
48.0
52
Team Stats Splits (Home / Away)
First Downs
20.5 / 26.1
18.0 / 19.0
Rushing Yards
191.3 / 239.7
134.0 / 152.0
Third Down Efficiency
0.5 / 0.4
0.56 / 0.4
Time of Possession
0.5 / 0.5
0.38 / 0.62
Total Yards
423.0 / 553.7
365.0 / 367.0
Turnovers
0.2 / 2.2
0.0 / 1.0
Public Market Splits
Moneyline
Open: -- / 0
→
-- / --
Public splits unavailable
Spread (ATS)
Open: +41 / -41
→
+40.5 / -40.5
↓
Total (O/U)
Open: 55.5
→
56
↑
Situational Trends
📊 Win-Loss
UNT
3-2-0
(60.0%)
Margin: 7.6
ATS +/-: +8.4
IU
Advantage
5-0-0
(100.0%)
Margin: 33.4
ATS +/-: -3.8
🎯 ATS (Spread)
UNT
Advantage
3-2-0
(60.0%)
Margin: 7.6
ATS +/-: +8.4
IU
1-4-0
(20.0%)
Margin: 33.4
ATS +/-: -3.8
⚖️ Over/Under
UNT
4-1-0
O: 80.0% / U: 20.0%
Total +/-: +14.5
IU
3-2-0
O: 60.0% / U: 40.0%
Total +/-: -2.7
Season to Date Model Accuracy
AI Model
SIM Engine
IU
UNT
IU
UNT
ML
100%
5-0
80%
4-1
80%
4-1
80%
4-1
ATS
60%
3-2
40%
2-3
80%
4-1
40%
2-3
TTL
60%
3-2
40%
2-3
100%
5-0
60%
3-2