Home / NCAAF Projections NCAAF / Charlotte @ Temple CLT @ TEM

CHARLOTTE

CHARLOTTECLT

1-6  |  Road

38
FINAL
Sat, Oct 17 • 1:00 PM ET
Lincoln Financial Field
View Odds Details →

TEMPLE

TEMPLETEM

2-5  |  Home

31
Key Game
Ian Kelly
KEY GAME

Ian Kelly

#44 | Punter
@
Dante Atton
KEY GAME

Dante Atton

#7 | Punter
Player
Ian Kelly None-None
Dante Atton None-None
None-None W-L None-None
AI Model Win Probability
CHARLOTTE
15%
📊
TEMPLE
85%
▲ Edge: +4.10% (CLT)
CHARLOTTE 11% Book Odds: +800
TEMPLE 93% Book Odds: -1351
Book Implied: 11.10% / 93.10%
AI Model Projected Total
AI Projection
56.0
Projected
Book Total
47.5
Over / Under Line
▲ Edge: +8.5 (Over)
Over 47.5 72%
Under 47.5 28%
AI Model Spread Expectation
AI Spread Proj
-18.0
TEMPLE
Book Spread
-17.5
Book Line
▲ Edge: +0.5 points (Temple)
CharlotteCLT (+17.5) 0 TempleTEM (-17.5)
Temple Owls (-17.5) expected to cover
Spread Distribution
AI Model

Charlotte Cover

9.9%

Temple Cover

90.1%

+42+28+140-14-28-42
Distribution centered around TEM -18.0 expected margin.
Margin of Victory (TEM)

CLT By 1-6 points

5.3%

CLT By 7-13 points

2.8%

TEM By 1-6 points

10.0%

TEM By 7-13 points

16.8%

AI Model Projected Score
19
CHARLOTTE
Book Implied: 15
37
TEMPLE
Book Implied: 32.50
Simulated Score
14
CHARLOTTE
Book Implied: 15
33
TEMPLE
Book Implied: 32.50
Projections Grades
Moneyline (ML)
Agreement 👑 Top Selection
AI Temple Loss
85% Win Prob
A
Sim Temple Loss
97% Win Prob
A
Point Spread (ATS)
Agreement
AI Temple (-17.5) Loss
Proj Spread: -18.0
D
Sim Temple (-17.5) Loss
Proj Spread: -19.0
C
Over/Under (Total)
Divergence
AI o47.5 Win
Proj Total: 56.0
A
Sim u47.5 Loss
Proj Total: 47.0
C
Head-to-Head History
Date Game Score
Oct 17, 2026 CLT @ TEM 38 - 31
Oct 18, 2025 TEM @ CLT 49 - 14
Sep 24, 2016 CLT @ TEM 20 - 48
Oct 2, 2015 TEM @ CLT 37 - 3
Key Model Drivers
Rushing Yards (L5) +130.2% more
Temple: 179.7 vs Charlotte: 78.1
First Downs (L5) +68.6% more
Temple: 18.1 vs Charlotte: 10.8
Total Yards (L5) +53.3% more
Temple: 377.1 vs Charlotte: 245.9
Third Down Efficiency (L5) +22.0% more
Temple: 0.4 vs Charlotte: 0.2
Post-Mortem Analysis
Metric Projected Actual
Score Game
CLT Score 19.0 38
TEM Score 37.0 31
Team Stats Splits (Home / Away)
First Downs 18.1 / 10.8 20.0 / 26.0
Rushing Yards 179.7 / 78.1 206.0 / 168.0
Third Down Efficiency 0.4 / 0.2 0.5 / 0.6
Time of Possession 0.5 / 0.4 0.45 / 0.55
Total Yards 377.1 / 245.9 455.0 / 449.0
Turnovers 1.2 / 2.7 0.0 / 1.0
Public Market Splits
Moneyline
Open: +1500 / -3571 → +800 / -1351 ↓
2%TICKETS98%
12%MONEY88%
Spread (ATS)
Open: +23.5 / -23.5 → +17.5 / -17.5 ↓
51%TICKETS49%
82%MONEY18%
Total (O/U)
Open: 49.5 → 47.5 ↓
78%TICKETS22%
78%MONEY22%
Situational Trends
📊 Win-Loss
CLT
1-7-0 (12.5%)
Margin: -19.6 ATS +/-: -4.8
TEM Advantage
2-5-0 (28.6%)
Margin: -2.3 ATS +/-: -1.7
🎯 ATS (Spread)
CLT
3-5-0 (37.5%)
Margin: -19.6 ATS +/-: -4.8
TEM Advantage
4-2-1 (66.7%)
Margin: -2.3 ATS +/-: -1.7
⚖️ Over/Under
CLT
4-3-0
O: 57.1% / U: 42.9% Total +/-: +7.1
TEM
3-4-0
O: 42.9% / U: 57.1% Total +/-: +3.5
Season to Date Model Accuracy
AI Model
SIM Engine
TEM
CLT
TEM
CLT
ML
71% 5-2
75% 6-2
71% 5-2
75% 6-2
ATS
43% 3-4
50% 4-4
43% 3-4
75% 6-2
TTL
57% 4-3
50% 4-4
29% 2-5
50% 4-4
Accuracy:
Elite (>60%)
Good (53-60%)
Neutral (48-52%)
Under (43-47%)
Danger (≤42%)
Contextual Game News
Florida-Georgia Clash Moves to Atlanta with $18 Million Payday
yahoo 22 hours, 3 minutes ago
Julian Lewis, Colorado QB, Hospitalized After Medical Emergency
si 1 day, 21 hours ago
Colorado QB Julian Lewis Hospitalized After Medical Emergency at…
yahoo 1 day, 22 hours ago
Lane Kiffin Backs 24-Team College Football Playoff, Cites SEC Sc…
al 1 day, 22 hours ago
Ole Miss Falls Short Against Texas: Standout Performers and Key …
si 5 days, 21 hours ago